Tala Loan App Download

How to Get a Loan on Tala via SMS:

  • Draft a text message regarding your Tala loan request or any inquiries.
  • Send the message to Tala’s SMS number, 21991.
  • You’ll typically receive a prompt reply.
  • To check your Tala loan balance via SMS, simply text “Balance” to 21991.

Answering Two Common Questions:

Q1. How to get Tala loan via SMS (same as how to apply Tala loan via SMS)?

Q2. How to apply Tala loan without an app (same as how to get Tala loan without an app)?

  • Tala provides two codes: USSD code (*846#) and SMS code (21991).
  • Apply for a loan through Tala SMS code 21991 by sending a text message about your loan request.
  • This method enables loan application and inquiries without the need for a smartphone app.

How to Check Tala loan balance via SMS

To Check Tala Loan Balance:

  • Draft the word “Balance” and send the message to 21991.
  • Alternatively, dial *846# and follow the prompts.


  • Applying for a Tala loan is quick and hassle-free.
  • Follow simple steps to have funds deposited directly into your M-Pesa account.
  • Download the app and start your loan application today for quick financial assistance.

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